3 big questions to ask Mom and Dad before you make a major financial commitment

At 35 years old, you might have a mortgage, two kids, a six-figure salary and an MBA degree hanging on the wall. And you still might want to call your parents before making a major financial decision.

That isn't a walk of shame. It might actually be financially savvy.

Somewhere along the way, we decided that becoming an adult meant we were supposed to have all the answers about money. By 35, you're supposed to understand investing, mortgages, taxes, insurance, retirement, college savings and how much house you can afford.