After 105 hours, I'm convinced I've been gaslit by the nudity toggle in Dragon Age: The Veilguard

I don't know what the nudity toggle in Dragon Age: The Veilguard does. I mean I know what it says it does—allows nudity during sex scenes—but I've been through two full romances so far and those sex scenes have rationed out exactly one shirtless man apiece and a very PG-13 fade to black encounter. What the hell did I set that toggle to "on" for, then?

Dragon Age games have long been known not just for their companion characters, but specifically for the romances with those characters that...