Bengaluru techie says Rs 1.8 lakh salary meant nothing when the hospital bill came knocking

A Bengaluru techie earning Rs 1.8 lakh a month shared on Reddit how his father's sudden medical emergency exposed his lack of liquid savings, despite aggressive SIP investments. With his credit card maxed out and mutual funds inaccessible, he scrambled to arrange cash via UPI at 1:30 am. Reddit users responded with advice on building emergency funds, prioritising health insurance and avoiding over-reliance on credit cards.