Here’s why childcare is getting more unaffordable and forcing families to make ‘heartbreaking choices’

The affordability crisis hitting consumers has not spared childcare providers, further adding to the financial burden on families.

According to a survey last month from the National Association for the Education of Young Children (NAEYC), the cost pressures are similar to what’s giving sticker shock to many Americans.

For example, 68% saw liability insurance costs increase in 2025, up from 46% in 2024, and 66% saw property insurance hikes versus 45% a year earlier. And like many renters...