Consumer debt delinquency surges to five-year high as student loan payments pause expires

• Missed student loan payments have driven overall consumer debt delinquency to a post-pandemic high. As the Trump administration reverses lenient Biden-era policies, millions of borrowers have seen their credit scores plunge after delinquencies returned to credit reports in the first quarter of 2025. 

The Trump administration is cracking down on student loan repayments, driving the debt burden of American households higher as many borrowers struggle to keep up. After a five-year pause...