Rs 50 lakh personal accident claim denied over “misrepresentation”; insurer’s own investigator found it valid; here’s why nominee won

In a significant ruling, the Kurnool Consumer Commission directed ICICI Lombard to pay a Rs 50 lakh insurance claim that was initially rejected over alleged misrepresentation. The case reveals the insurer's failure to substantiate its denial and emphasizes the importance of accurate documentation in claim processes for policyholders and nominees.