Low-interest home loan with a fixed rate for years: Should you go for this new hybrid home loan?

Kotak Mahindra Bank introduced a hybrid home loan product for borrowers. This loan allows locking EMIs at current low rates for several years. After this fixed period, the loan automatically shifts to a floating rate structure. Borrowers can choose lock-in periods of 39, 52, or 65 months. Read more to know what you should consider before opting this loan.