Are bank text codes enough to protect you?

Bank security can feel confusing because every account seems to handle it differently. One bank sends a text. Another sends an email. Another asks you to approve a login inside its app. So when someone says, "Use stronger two-factor authentication," it is fair to wonder what that actually means. 

Kyra from West Plains, Missouri, reached out to us asking:

Kyra, this is a great question because a lot of people are in the same boat. They see a code pop up and assume they are fully protected.