25-year-old earning ₹1L/month asked to take ₹92 lakh loan for parents’ property deal; family expects flat value to soar in 5 years; sparks debt trap concerns

A 25-year-old earning ₹1 lakh a month has sparked debate online after revealing how his parents want him to become the primary borrower for a ₹92 lakh commercial property loan despite having no savings themselves. The man claims the deal depends on a risky “cash refund” arrangement, uncertain rental income, and hopes of selling the property at a huge profit later. His detailed financial breakdown has now gone viral.