SBI posts record ₹80,000 crore profit; chairman says NIM has bottomed out, eyes 13–15% loan growth in FY27

State Bank of India achieved a record profit exceeding ₹80,000 crore. Despite investor concerns over net interest income and margin, Chairman CS Setty assured that the worst is over, with Net Interest Margins expected to stabilize around 3%. The bank also reported strong deposit growth and anticipates robust loan expansion across all segments, while closely monitoring global risks.