22% BNPL Growth Gives Credit Unions a Member Loyalty Opening

Buy now, pay later may have started as a checkout convenience, but for credit union members it is becoming a cash flow tool that could use a better home.

That is the central opportunity outlined in the March 2026 Credit Union Tracker Series, “Pay Later’s Next Chapter: Why Credit Unions Are Rethinking Installment Payments,” a PYMNTS Intelligence report with Velera.

The report finds that installment payments are moving beyond big-ticket retail purchases and into everyday spending...