I didn't like that my son was spending his allowance on gaming purchases. Turns out, he was learning financial responsibility.

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• At first, in-game purchases felt like such a waste of money to me.
• Letting my son spend his money was an effective and safe way to help him make financial decisions.
• Open conversation, rather than control, is helping us encourage his independence.

When we first stepped into the world of kid-oriented apps and online gaming, my husband and I saw in-game purchases as nothing more than buying nothing.

Our 11-year-old son has always been careful with his money...