Banks in UAE freeze FD, salary, savings a/cs after account holder’s death: A practical guide for families of deceased expats to access funds

When a UAE expat dies, their bank accounts including FDs and savings are immediately frozen. Families need to obtain a succession certificate or court-issued Will execution order to unfreeze these funds. This process involves submitting an application to the competent court and providing proof of kinship. The court then issues an order for fund distribution.