How long will it take to reach Rs 5 crore with a monthly SIP of Rs 20,000?

Investing Rs 20,000 monthly through a systematic investment plan can help build a Rs 5 crore corpus over time. Assuming a 12 per cent annual return, the estimate shows it may take around 28 years and 3 months with no lumpsum investment, depending on market performance and compounding benefits over time.