I pay my 8-year-old with Pokémon cards for his chores. It motivates him more than getting money.

The author's son (not pictured) is motivated by getting Pokémon cards for his chores.

Stefanie Rex/picture alliance via Getty Images

• My oldest showed an interest in getting an allowance, so we had him do chores around the house.
• Though he wanted things, we quickly realized he's not really motivated by money.
• I switched to paying him with Pokémon cards, and now he asks for more tasks.

My mom often brings up a story from my childhood that shows how little financial literacy I had.