Cyprus bank lending criteria remain steady despite rising loan demand

The Central Bank of Cyprus (CBC) announced on Thursday that credit conditions for businesses and households remained stable in the fourth quarter of 2025 despite a significant rise in demand for residential and consumer loans.

The January 2026 Bank Lending Survey found that lending criteria for all categories remained unchanged during the final three months of last year.

Criteria for loans to enterprises have now remained at their strictest levels since the second quarter of 2024.