Cyprus mortgage rates rise but stay below EU average

Interest rates for new housing loans in Cyprus rose to a peak of 3.41 per cent in January, up from 3.25 per cent during the previous month, though borrowing costs on the island remain lower than the eurozone average.

At the same time, the lowest interest rate for household housing loans stood at 2.50 per cent in January, compared with 2.39 per cent in December 2025.

According to the monthly interest rate statistics published by the Central Bank of Cyprus (CBC) for January 2026...