Highest special FD interest rates from PSU banks: Deadline to invest in this bank’s 6.95% rate FD is nearing

Amid market volatility, risk-averse investors are exploring special fixed deposits offering higher interest rates. Punjab & Sind Bank leads PSU banks with a 6.75% rate for a 666-day FD for general citizens, while senior citizens can earn up to 7.25%. IDBI Bank's Utsav FD, with a March 31, 2026 deadline, offers competitive rates for both.