The Golden Thumb Rule | A 2026-ready portfolio needs growth, defence and discipline, says Kalpen Parekh

True diversification isn't about chasing trends but building a structured portfolio balancing growth with defence, according to DSP Mutual Fund's MD & CEO Kalpen Parekh. He emphasizes low correlation, fair valuations, and long-term behaviour over simply owning more assets. Parekh advises against late investments in popular themes, stressing survival and steady compounding in uncertain times.