What to do after a layoff, from dealing with your 401(k) and health insurance to negotiating severance

Layoffs are generally stressful, yet taking certain steps can help you regain a sense of control.

Getty Images; Jenny Chang-Rodriguez/BI

Getting laid off can be frightening. Knowing how to respond if it happens can take away some of the fear, especially as large companies continue to cut workers.

First off, it's worth considering that right after it happens, you'll likely be in shock. That's why it might not be wise to sign forms your employer might give you — at least not before taking time to review them with a clear head.