Revamped P2P lending: Are the high returns for everyone as P2P platforms pass RBI's regulatory nudge? Watch out for these 8 risks

Following RBI's August 2024 guidelines, P2P lending platforms now offer greater transparency and investor control, stripping away guaranteed returns and algorithmic auto-investing. While still capable of higher yields than traditional fixed-income products, investors must now actively manage risks, diversify extensively, and understand platform fees and exit limitations.