A single mom's ACA premium jumped from $3 to $164. Now she's skipping her medications.

Natalie Richards, 37, is struggling to afford health insurance without ACA subsidies.

Photo Courtesy Natalie Richards

• Natalie Richards, 37, can no longer afford her ACA marketplace health insurance.
• Millions of Americans are being priced out of coverage in 2026 because enhanced subsidies lapsed.
• Richards can no longer afford her medications and is likely to become uninsured.

Natalie Richards is overwhelmed.

Her monthly health insurance premium jumped from $3 to $164 a month in January...