​Financial Word of the Day – Antidisintermediation: meaning, origin, market impact, and why it matters in banking and investing

Financial Word of the Day – Antidisintermediation: In 2025, 45% of banks increased rates to stop deposit flight. This is antidisintermediation. It means money stays in banks instead of moving to risky stocks. Banks use high interest to keep your cash. This protects their liquidity and your savings. It reverses the "middleman" exit trend. Keeping funds in banks offers FDIC safety. This trend stabilizes the U.S. economy. It ensures banks can still fund local home loans.