How to juggle saving and paying off debt

With only so much money coming into your bank account each month, it can feel challenging to decide where to allocate it, especially when you have competing priorities. After all, paying down debt, whether from credit cards or student loans, is non-negotiable. But saving is also critical if you want to reach other financial goals, like contributing to an emergency fund for your peace of mind or putting money toward a down payment for an eventual home of your own.

While it may not always...