‘Bad’ debtors are not all bad. They’re fleeced

I believe the Cyprus Mail editorial ‘Should bad debtors be given more slack?’ (February 4) your opinion on this matter cannot be more wrong. We are the victims, and part of the bad debtors that you refer to.

We were advised by the bank 20 years ago to take out a house loan in Swiss francs. As you will know, Swiss francs strengthened by over 60 per cent and our payments shot up accordingly. Also, banks increased their interest rates and charges illegally. This made it impossible especially...