A high-net-worth money manager details a 2-part investing strategy that combines conservative stock investing with opportunistic dip-buying

Shannon Stapleton/Reuters

• Wealth manager Jeffrey Fratarcangeli uses a dual investment strategy for high-net-worth clients.
• He combines dollar-cost averaging with strategic market timing.
• The strategy partially eliminates human error while offering flexibility to jump at opportunities.

It's advice you hear time and again from investing pros: Don't try to time the stock market.

No one knows when the market's going to drop, by how much, and how long a recovery will take.