Top crypto to buy for new investors in 2026: Why Mutuum Finance (MUTM) beats Ripple (XRP)

Ripple (XRP) has long been viewed as a beginner-friendly asset thanks to its liquidity, brand recognition, and established role in cross-border payments. However, in 2026, analysts suggest that XRP’s large market cap may limit its upside potential for new investors seeking outsized returns. This has led many to reassess the top crypto to buy, shifting attention toward a new token, Mutuum Finance (MUTM). MUTM is a DeFi coin priced at $0.04 in a fast-selling presale. The presale has already raised $20.35 million...