The Horn Of Africa States: Opportunities And Constraints Of The Financial Sector – OpEd

In the Horn of Africa States region, the banking and financial sector operates within a complex and frequently fragile environment, shaped by heterogeneous economic structures, varying state capacities, and persistent political and security challenges. Within this context, the financial sector has shown notable areas of progress and resilience, while simultaneously facing deep-rooted structural, institutional, and macroeconomic constraints that limit its ability to drive inclusive growth and long-term development.