BoB Q3 net profit inches up 4.39%, lowers FY26 credit costs as asset quality holding up

Bank of Baroda reported a 4.39% rise in Q4 net profit to Rs 5,443 crore, driven by reduced provisions. Despite a 15% loan growth, net interest income saw minimal growth due to margin compression. The bank anticipates exceeding its FY26 loan growth target and aims to improve its Net Interest Margin.