Is investing $6.66 per day enough for retirement? How small stock market contributions can grow into $1 million retirement over 40 years

Investing $6.66 a day, or roughly $200 a month, may seem minor, but over 40 years it can grow close to $1 million. The growth comes from compounding and long-term U.S. stock market returns that have averaged around 10% annually. Starting early gives money more time to multiply. Regular investing smooths market swings and beats timing risks. Using tax-advantaged accounts like 401(k)s and IRAs further strengthens long-term retirement growth.