Trump's sweeping proposals for credit cards and student debt could be a big deal for other lenders

Proposed policy changes could lead more consumers to turn to private or personal loans.

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• New caps on student-loan borrowing could prompt more Americans to turn to private lending.
• Trump's proposed cap on credit card interest rates could also boost the personal loan market.
• It means that the private and personal lending market could see a boost in demand in the coming year.

More Americans might find themselves turning to personal and private loans this year.