SBI Card, HDFC Bank, ICICI Bank card user alert: Lounge access, fees, rewards and other key updates in January 2026

Major Indian banks, including SBI Card, HDFC Bank, and ICICI Bank, are introducing significant changes to their credit and debit card programs. These updates, effective from January 2026, will affect reward structures, fees, and importantly, airport lounge access. Cardholders should be aware of these revisions to understand how their benefits and spending limits will be impacted, especially for travel.