$9,108 extra a year? Study reveals Social Security recipients’ unexpected surplus

Social Security surplus: Social Security provides a vital financial backbone for millions of US retirees, covering over 163% of basic living costs and leaving an average surplus of $9,108 annually. Despite a 2.8% COLA increase for 2026, concerns about the program's insolvency by 2032 persist, with many retirees heavily dependent on these benefits.