Millions more Americans can open a tax-free investment account in 2026 — here’s who qualifies now

Millions of Americans gain new access to ABLE accounts in 2026 as eligibility expands to disabilities beginning before age 46. The change unlocks tax-free savings without risking SSI or Medicaid. Policymakers expect coverage to grow from eight million to fourteen million. Rising medical costs and economic uncertainty make this shift especially timely.