HDFC Bank Cuts MCLR: Loan EMIs to fall for borrowers as bank trims lending rates

Latest HDFC Bank interest rates: HDFC Bank has lowered its MCLR rates by up to 5 basis points on select loan tenures. This change will benefit borrowers with loans linked to this regime. The revised rates are effective from January 7, 2026. The bank's MCLR rates now range from 8.25% to 8.55% depending on the loan tenure.