Unpaid debts and Social Security: When can your benefits be garnished or protected?

Social Security benefits garnishment rules: Millions of Americans rely on Social Security checks, but these payments can be reduced due to government-related debts like unpaid taxes, child support, or overpayments. While credit card debt generally doesn't lead to garnishment, federal obligations can result in up to 15% of benefits being withheld. Beneficiaries facing garnishment have options to address these debts.