What will the average Social Security check be in 2026? New estimates explained

Social Security benefits are rising in 2026. A new 2.8% Cost-of-Living Adjustment (COLA) is now in effect. This boost helps millions of seniors manage inflation. The Social Security Administration (SSA) has updated payment tiers for all beneficiaries. The 2.8% increase applies to retirees, disabled workers, and those on SSI. Most seniors pay Medicare Part B premiums directly from their Social Security. In 2026, the Part B premium rose to approximately $202.90.