New Year’s Day: What’s open? Retailers. What’s closed? Government and banks

While schools, government and banks are closed on New Year’s Day, most major retailers across the U.S. will be open, with many offering discounts on older inventory to clear the way for newer products.

But before you run out the door on New Year’s Day to peruse deals, it’s wise to double-check your local store’s operating hours, which can differ depending on their location. When in doubt, call ahead or look up more specific schedules online for stores in your neighborhood.

Here’s...