When insurance reforms met reality: Hospitals, insurers and patients

2025 marked a watershed year for Indian insurance, with the Sabka Bima Sabki Raksha Bill significantly boosting FDI to 100% and empowering IRDAI. Key reforms included GST removal on health and life premiums, a revamped ombudsman system, and efforts to resolve insurer-hospital conflicts, aiming for greater consumer access and protection.