Why 10–20% global allocation makes sense for most Indian investors, Inderbir Singh Jolly decodes

As Indian equity markets hit new highs, investors increasingly recognise the value of global diversification. With India accounting for only ~4–4.5% of global market capitalisation, overseas markets offer access to structural growth themes, innovation, and currency diversification. Experts recommend allocating 10–20% of portfolios to global assets, via ETFs, international mutual funds, or direct stock investment through LRS, to enhance resilience and long-term wealth creation.