Private Sector Takes Note as Feds Hit Fast-Forward on Digital Disbursements

The United States government, the world’s largest payer, is on the cusp of a dramatic digital transformation.

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By Sept. 30, 2025, the federal government will cease issuing paper checks for disbursements, shifting entirely to electronic and real-time payment methods. This $175 billion overhaul touches everything from Social Security to tax refunds — marking the most ambitious government modernization of payments infrastructure in a generation.

Data from the PYMNTS Intelligence report...