Train tatkal booking with Aadhaar OTP, ATM charges, EPFO deadlines: Four money changes from July 2025

July 2025 brings financial and service changes impacting bank customers, train travelers, and EPF members. Axis Bank and ICICI Bank are revising ATM fees and service charges. Indian Railways mandates Aadhaar authentication for online Tatkal bookings, with stricter OTP verification rolling out mid-month. The government will also announce new interest rates for small savings schemes.