XRP (XRP) tops $2.17 on ETF hype — Could a quiet token offer 5× return before year end?

XRP’s recent rally to $2.17, fueled by a fresh wave of ETF optimism, has sent ripples through the altcoin market. Traders are once again chasing speculation-driven gains. But beyond the spotlight, real capital is already shifting to quieter, utility-first tokens—ones that aren’t just reacting to headlines but building actual systems for long-term yield and lending innovation.

That’s why attention is now turning to Mutuum Finance (MUTM)—a decentralized lending protocol trading at just...