I started a 529 college savings plan when my son was a baby. Although money is tight these days, I still prioritize his future.

The author and her husband opened a 529 for their son's future.

Courtesy of Annie Boyd Sowell

• We started our family young and quickly realized the importance of planning for our child's future.
• Despite more immediate financial pressures, we prioritize our child's 529 savings plan.
• We are now committed to long-term financial planning and legacy building.

In 2021, my husband and I were only one year into postgraduate life and very new to marriage. At the time...