I pay $2,800 every month toward my student loans. Although I only have $200 left each week to spend, I'll be debt-free this year.

The author graduated with a lot of student loan debt, so she made drastic decisions.

Courtesy of Morgan Rizzo

• The minimum payments on my student loans didn't make a dent in my balance.
• I decided to live with my parents and pay $2,800 to my student loans each month.
• Although I sometimes struggled with only $200 a week, I'm proud I'll be debt-free this year.

As a college graduate walking the stage in 2023, I crossed the invisible threshold into what everyone...