Digging into my HSA accounts taught me an important five-figure lesson in investment fees

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• Initiating an HSA transfer prompted me to look into the fees associated with the accounts.
• Next, I calculated how much I could owe in fees by the time I retire.
• I didn't make any changes, but it's helpful to understand exactly how fees can impact net worth.

When I initiated an HSA transfer earlier this year, it forced me to get intimate with my accounts and understand details...