A real estate investor started with $12,000 and a VA loan. He scaled to 4 properties and retired early to Japan.

Manny Reyna moved to Tokyo with his family in 2025.

Courtesy of Manny Reyna

• Manny Reyna leveraged a VA loan to buy his first home after leaving the Army.
• He expanded his portfolio to four properties, including two tiny homes.
• In 2025, he quit his job and moved to Tokyo with his family.

As Manny Reyna wrapped up his service in the Army in 2021, he had a lot of question marks about his future.

He'd suffered a major hip injury that would require surgery and didn't have a clear career path.