A millennial couple in San Diego who make $225,000 are renting because they don't want to become house-poor

Justin Ghio said renting gives his family more freedom to spend money on travel, including ski trips with his twin 8-year-old daughters.

Courtesy of Justin Ghio

• Justin Ghio and his fiancé rent a house in San Diego to save on housing costs.
• Renting has given them the financial flexibility to take vacations and consider having a third kid.
• The couple is far from alone in putting off homeownership.

Justin Ghio and his fiancé wanted to make the plunge into homeownership...