Opinion: Californians deserve clarity on what’s driving skyrocketing insurance costs

Climate change has thrown insurance markets into dysfunction, and the situation is about to get more dire. As the epicenter of a global insurance crisis, it is critical that California formulates a strong response.

Creating and funding public catastrophe models, like the one called for in California’s Senate Bill 429, is a good start. It seeks a model that would help regulators, insurers and others assess wildfire risk and future losses.

Under the Trump administration, the federal...