I hung out in a VIP lounge on an adults-only cruise ship and saw how suite passengers who pay at least $8,000 vacation

Business Insider's reporter took a luxury cruise with Virgin Voyages and lounged on Richard's Rooftop.

Joey Hadden/Business Insider

• I took an adults-only Virgin Voyages cruise and visited the ship's VIP lounge, Richard's Rooftop.
• The lounge is reserved for suite guests and has shaded beds, pools, and a full-service bar.
• On a seven-day Mediterranean cruise, suites for two cost between $8,000 and $20,000.

On my first adults-only cruise, I got a taste of the star treatment.